SMart (société mutuelle pour artistes)

SMart is a member-owned cooperative for freelancers (which may include platform workers) active in nine EU countries. Membership is based on a fee which is invested in unemployment insurance and social security contributions for its members. Members can decide to arrange the payment of invoices through SMart, which guarantees payment within seven days. Also, members can choose to be paid directly for each completed project, or may decide together with a SMart advisor on the basis of their average annual earnings, to be paid in monthly instalments, so as to decrease the income uncertainty associated with self-employment. For a short period in 2016, SMart represented all Deliveroo riders in Belgium, however, since then Deliveroo has terminated the agreement.

As of 2019, the initiative is continuing is engagement for cooperativism in the platform economy, for example through a project financed by the Brussels region with the aim to make recommendations to create a sustainable ecosystem for cooperative platforms. A final conference will be organised on 17 October 2019. 


  • Initiative
  • Organising and representing workers
  • Austria, Belgium, France, Germany, Hungary, Italy, Netherlands, Spain, Sweden
  • Other
  • Yes
  • no specific sector focus, transport
  • On-location platform-determined routine work
  • Deliveroo
  • platform cooperatives, representation, industrial relations, social dialogue
  • English
  • 2021
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