Financial Advisory Service

Phase: Anticipation
  • Access to finance
  • response to COVID-19
  • Advice
  • Fostering innovation
  • Start-up support
  • Support of companies' growth
  • Support of SMEs
Last modified: 25 September, 2020
Native name:

Servicio de Asesoramiento Financiero

English name:

Financial Advisory Service


This service is aimed at Catalan companies and start-ups with great growth potential, offering both access to funding opportunities and relevant information.

Main characteristics

The Financial Advisory Service offers companies access to financial experts who can guide through funding opportunities, based on an assessment need. The consultation process has three phases:

  • Prior analysis: Evaluation of the financial situation of the company. If the advice seeker is an entrepreneur, the business plan will be analysed; if the advice seeker is a SME, the financial statements of recent years will be examined;
  • Meeting: The consultant will discuss the results of the financial report with the entrepreneur/company and recommend the most appropriate types of financing;
  • Custom accompaniment: The consultant will explain the steps necessary to obtain the financing and, if the entrepreneur/company wishes so, they will attend funders meetings with them.

The service can be accessed by submitting an online application to the agency for enterprises competitiveness (Agencia para la Competitividad de la Empresa -ACCIÓ) of the Catalan Public Administration. ACCIÓ has activated a specific Financial Advisory Service to guide Catalan companies to find financing mechanisms in the context of the COVID-19 crisis through online meetings to assess degree of exposure to the economic crisis of each company, proceeding after with the regular advice itinerary.


  • Regional funds

Involved actors

Regional/local government
ACCIÓ - Agència per la Competitivitat de l'Empresa (Catalan government)


In 2020, most common consultations of companies are focused on liquidity and financing problems in the context of the COVID-19. Likewise, more than 700 Catalan companies have participated in specific online sessions focused on issues such as the preparation of contingency plans, the different types of alternative financing instruments available or the management of different international payment methods that are most appropriate in this context.

The Financial Advisory Service of ACCIÓ has supported 147 companies in 2015, 294 in 2016, 1,956 in 2017 and 1,047 in 2018, developing during that year 574 consultancies to find business partners, 422 to seek financing for R&D&I projects and 883 to monitor projects (ACCIÓ 2015, 2016, 2017 and 2018).


Better knowledge of companies' characteristics and needs at regional level (Mausbach, Martínez and Castelltort 2018, Artigas, Rodriguez and Parra 2018).


The service is only based on advisement, without own lines of funding or financing (Artigas, Rodriguez and Parra 2018).


No information available.​​​​​​​
Useful? Interesting? Tell us what you think. Hide comments

Eurofound welcomes feedback and updates on this regulation

Add new comment