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Topic
Last updated: 23 October 2026

Housing

Access to affordable and adequate housing is a major concern in many Member States, in their cities and regions, compounded by the crises of recent years. People facing housing affordability problems are at risk of housing exclusion, insecurity about having to leave one’s home, being unable to meet other basic needs due to high housing costs and having to remain in housing unsuitable for their needs. With rising living costs comes exposure to energy poverty for households that are unable to afford to keep their homes adequately warm in winter or cool in summer, or to meet rent or mortgage payments. At the same time, homelessness is a significant problem in the EU.

Find the latest content on this topic below.

23 October 2026
Freedom to Stay: What role can essential services play?
In this episode , Mary McCaughey speaks with SGI Europe Secretary General Valeria Ronzitti about the concept of the Freedom to Stay and the role of essential services in creating opportunities across Europe. Together, they explore how access to quality services, from housing and healthcare to transport and digital connectivity, can help ensure that people can choose to live, work and thrive in the communities they call home.
Mary McCaughey+1
Podcast episode
18 February 2026
The locked-out generation: Europe’s housing market is failing its young people
In the capital cities of Europe, a quiet but profound decoupling has taken place. For decades, the implicit social contract suggested that as economies grew and young workers entered the labour market, they would eventually secure the keys to their own front doors.
Marie Hyland
Blog post
4 February 2026
The housing struggles of Europe's youth
In this episode of Eurofound Talks, Mary McCaughey is joined by Marie Hyland to discuss the latest research on housing issues for Europe’s youth. They explore why property prices and rents have outpaced wages since 2010, leaving many young adults unable to achieve independence.
Mary McCaughey+1
Podcast episode

Upcoming event

In-person event
Joint event
Beyond affordable housing: Structural solutions to Europe’s housing crisis
Tuesday, 10 November 2026Dublin, Ireland
Beyond affordable housing: Structural solutions to Europe’s housing crisis

This conference brings together around 100 representatives from EU institutions, national, regional and local authorities, social partners, civil society organisations and academia to discuss concrete policy responses to Europe's housing crisis.

  • Housing unaffordability is a problem in all EU countries. Problems are concentrated in regions where jobs and services are, and among people new to the housing market.

  • Housing has emerged as one of Europe’s top challenges with about 1 in 10 European households in cities being overburdened by housing and energy costs.

  • The housing crisis is also delaying and preventing young people from leaving the parental home. This has far-reaching implications, including on young choices around education and career opportunities, as well as family formation.

  • Young adults aged 18‒39 are disproportionately affected by Europe’s current unaffordable housing crisis, as their lower incomes or insecure employment mean they are less able to absorb rising costs. They also tend to seek accommodation in urban areas, where the gap between demand and supply is most acute.

  • More homes need to be built, but also renovated, and vacant dwellings reduced. It is also key to reduce household energy needs, to connect homes well to green infrastructure, and to enhance social protection and access to services.

European housing dashboard

17 December 2025
European housing dashboard
This interactive housing dashboard brings together key indicators on housing affordability, access to and quality of housing across European countries. Using the different filters, indicators and visualisations, the dashboard creates an overview of the current housing crisis.
Dashboard
Dashboard

Eurofound Talks

4 February 2026
Episode 40The housing struggles of Europe's youth
In this episode of Eurofound Talks, Mary McCaughey is joined by Marie Hyland to discuss the latest research on housing issues for Europe’s youth. They explore why property prices and rents have outpaced wages since 2010, leaving many young adults unable to achieve independence.
Podcast episode
13 November 2024
Episode 26Can the EU help turn the tide on housing in Europe?
In her political guidelines for the incoming European Commission, issued in July, the returning president, Ursula von der Leyen, outlined ambitious proposals for the next five-year European term. They included the appointment of the first commission member whose responsibilities would include housing, as well as the first-ever European Affordable Housing Plan.In this episode of Eurofound Talks Mary McCaughey speaks with Eurofound Senior Research Manager Hans Dubois about the latest developments in housing and housing policy in Europe. This, the second episode of the series looking specifically at housing, discusses the role of the incoming Commission, what Eurofound’s research can bring to the table, and the different policy tools required.
Podcast episode

Demographic change and climate change, with the transition to a climate neutral economy, calls for Eurofound to provide policymakers with new evidence about the living conditions and social situation of different groups in society and assess their needs for housing.

Through its European Quality of Life Survey (EQLS), Eurofound measures the living conditions of people in Europe by investigating a range of factors, including housing, housing cost overburden and housing deprivation. The data on housing include information on tenancy type, and dwelling inadequacies including energy poverty and housing insecurity.

The EQLS investigates the social implications of climate neutrality in terms of acceptance and adoption of sustainable behaviour as well as its impact on the cost of living, housing and energy poverty. The research monitors the possible social impact of the green transition on the cost of living, housing and transport. The next edition of the EQLS commences in 2026.

Eurofound research provides evidence on dynamics and trends of inequalities in Europe among various sociodemographic groups and analyses the uneven impact of cost of living and housing. It also analyses housing problems in the EU and the policies that aim to address them. In particular, as renting has become more prevalent among Europe’s youth, the living conditions of young people and their access to housing is an important part of the research agenda. 

Eurofound’s research on the cost of living, housing conditions, public services and vulnerable groups aims to support the work of EU policymakers in the monitoring and implementation of the principles of the European Pillar of Social Rightsopens in new tab.

The Pillar aims to promote social protection and inclusion, which includes a drive to end homelessness and address issues around access to affordable quality housing, particularly for persons with disabilities and low-income families faced with energy poverty. In 2025, the European Commission launched a review of the Action Plan with initiatives to implement the Pillar. 

Taking up a second mandate in December 2024, the Commission President von der Leyen outlined ambitious proposals for 2024–2029 to tackle the housing crisis. These include the appointment of the first Commission member whose responsibilities include housing, as well as the first-ever European Affordable Housing Plan published on 16 December 2025, and a pan-European investment platform for affordable and sustainable housing. In September 2026, the Commission proposed the Affordable Housing Act to help Member States address housing pressures where they exist.

In December 2024, the European Parliament established a special committee on the Housing Crisis in the European Union (the HOUS Committee). Eurofound provides knowledge to the Committee including evidence on the ways in which various groups are being impacted by the crisis.

Reducing energy costs for households is also an important part of the goals set out in the European Green Deal. In 2021, the European Commission launched the Affordable Housing Initiativeopens in new tab as part of the Renovation Wave Strategy, which aims to renovate 35 million buildings by 2030. The Social Climate Fund rollout in the Member States will support resource-efficient renovations and energy-efficient housing.

This is a selection of the most important outputs for this topic.

Researchers at Eurofound provide expert insights and can be contacted for questions or media requests.

This section provides access to all content that has been published on the topic.

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